We've provided a selection of useful calculators below. Please note that whilst the calculators are accurate, they perform generic calculations that do not take into account your individual circumstances. They should be used as a guide only and not relied upon.
Please also note we do not store or see any of the information you input to these calculators.
Mortgage Borrowing Calculator
Your Salary (Gross p.a.)
Partner's Salary (Gross p.a.)
This calculator uses the following assumptions.
Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV).
This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.
Your home may be repossessed if you do not keep up repayments on your mortgage.
For mortgages a fee of up to £250.00 will be payable at outset. Our typical overall fee is a minimum £800.00 which will be made up from the initial fee plus any commission earned from the provider typically 0.35% (On £150,000 this would be £525.00). As we provide truly Independent Advice we do also offer a pure fee arrangement and refund any commission we receive over and above 0.35% of the total mortgage value.